Group-based savings and credit solutions.

Empowerment Circles

Self-Help Groups (SHGs) are small, voluntary associations of individuals—often from similar socio-economic backgrounds—who come together to save regularly, access small loans, and support one another financially

These groups promote discipline, mutual trust, and collective decision-making, empowering members to take control of their financial future through shared responsibility and cooperation.SHGs are especially powerful tools for women and rural populations, offering a path to independence, entrepreneurship, and stronger financial resilience — one group at a time.